ABSTRACT
This research project
work was undertaken with a purpose of determining and evaluation of the effect
of computerizing banking service and its efficiency on the banking services in
Nigeria. The effect of computerizing the banking services on the behavioural
aspect of management information system are Aggression Avoidance and projection
on the other hand, other operational pressures are maintaining the system;
personal problems in the book-keeping department, maintaining book-keeping
machines. Expanding volume of operation; need to accommodate the increasing
volume, need to maintain or reduce cost. Unsatisfactory output; errors in
terms of reports and statement delays in work processing. Needs or system
change. The study has a library research and empirical study.
Additional information were collected from journals bullions textbooks and
newspapers etc. It was been clear to me from what I found out that
computerizing banking services plays a very big positive effect on Nigeria
Banking Services. It provide better information for commercial loan management
improves the speed limit & accuracy of services to customers, and also
provides necessary data input for advanced financial information systems.
TABLE OF CONTENT
CHAPTER 1: Introduction
Background of the
study
Statement of the
study
Objective of the
study
Significance of the
Study
Delimitation, Limitation
and
Scope
Definition of
Terms
CHAPTER 2: REVIEW OF
RELATED STUDY
Why banks use
computer
What can computers
do?
Current and part effort
at computerization in banks
Cost of computerization
in
banks
Benefits of
computerization in banks
Notes
References
CHAPTER 3:
RESEARCH DESIGN AND METHODOLOGY
Research Design
Source of
Data
Secondary
Data
Location of
Data
Method of Data
Collection
CHAPTER 4: DATA
PRESENTATION AND ANALYSIS
Findings under way banks
use
computer
Finding under what
computer can
Do
Finding under current
and past effort of computerization in
bank
CHAPTER 5: SUMMARY OF
FINDINGS, CONCLUSION A
Summary
Conclusion
Reference
CHAPTER ONE
INTRODUCTION
1.1
BACKGROUND OF STUDY
The need for information
is great and necessary in banking sector because of the nature of their
business quick and accurate decision must be taken, like in the money market
foreign exchange etc. Banks must react quickly to change the interest
rate and volatile variable in their operation where as in the production
industries, mistakes can be rectified and losses been minimized.
Millions of naira may be
irretrievably lost in the banking industries as a result of wrong decision
based on increase information, computer is employed prominently by Nigeria
banks at all the three management operations, management control and
strategies. Leading is the most important activity of banks.
The need for change as
for effective use of computer lending office arose as a result of banks
experiencing growing competition from officers lenders, funds available are
thereby increase move costly time and savings with the result that the average
cost of funds will be relatively higher, loans are becoming move complex and
also great concern for the profitability of customer’s total bank relationship
rather than profit derived from the use of specific service. The
transformation process could be seen as the management process which has to be
effective to ensure the feasibility of working on the set inputs to produce not
only the service, but also to come up with reasonable profit for the
shareholder and the public at large.
Statement of Problem
The computer has for
many years been used for financial planning in Nigeria banks. Information
is required to complete every step involved in planning either objective
definition and target decision, forecasting, calculating planning gaps
definition constraints and means. Through the use of computer leads to
effective use of information’s, like problem awareness, support problem
analysis and selection of alternative, influence the choice of most appropriate
options, permit a feedback on the implementation plan which can be used for
drawing up the budget for constituting investment portfolio and bank balance
sheet management.
In area of
organizational control In banks, the computer has been found useful, especially
in terms of quick signal which bring about fast awareness of problems.
Generally, computer
system makes it possible to centralize authority and control in the banking
services.
Objective of Study
To examine the extent to
which computerization of banks has affected or contributed to the banking
service in Nigeria. To make recommendation on how to improve the
efficiency of banks in Nigeria by using computerized banking operations.
To determine the effect of computerized banking towards future development in
the banking industry with an eye in the direction of improving its competitive
position.
To correct
unsatisfactory output i.e. Errors in deports and statement delay in processing
work and need for system change.
Significance of Study
It is hoped that this
study will help to ascertain the extent to which computerization the extent to
which computerization of banking service, it effect on the efficiency of
banking service in Nigeria. These is particularly important for making
bank policies which effect computerization of banking service in Nigeria and
its effect, in which to achieve their arm and objectives.
It is important to note
that this study will help to identify the drawback and also solve the Nigeria
errors in supplying rightful information concerning banking service.
It can also be useful to
the monetary authority because, it suggest the monetary & fiscal policy.
Definition of Terms
E.F.T:- Which means
electronic fund transfer is used to link together all branches of the banks
within the state/country through the use of computer,
A.T.M:- Automated teller machine are computerized
equipment, which in addition to dispensing cash, allows the customer the
opportunity of paying cash after normal hours.
Credit Cards:-Provides the means of obtaining goods and
services, but pays on a future date.
M.I.C.R:- This improves the cheque through
clearing system by eliminating errors due to wrong setting.
Department | Banking and Finance |
Project ID Code | BFN0262 |
Chapters | 5 Chapters |
No of Pages | 34 pages |
Methodology | Descriptive |
Reference | YES |
Format | Microsoft Word |
Price | ₦4000, $15 |
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Contact Us On | +2347043069458 |