COMMUNITY BANKING SYSTEM AND THE PROMOTION OF RURAL DEVELOPMENT
COMMUNITY, BANKING, SYSTEM, PROMOTI RURAL, DEVELOPMENT
Community Banking System And The Promotion Of Rural Development, Table Of Contents
1-1-----background Of The
1-2-----statement Of The
1-3-----purpose Of The
1-4-----significant Of The
1-5-----scope And Limitation Of
TABLE OF CONTENTS
1.1. Background of the
1.2. Statement of the
1.3. Purpose of the
1.4. Significant of the
1.5. Scope and limitation of
1.6. Definition of
REVIEW OF RELATED
2.1. Historical Evaluation of community
2.2. Origin and meaning of community
2.3. Objectives of community banking in
2.4. Functions of community
2.5. Structure of community
2.6. Economic role of community
2.7. Areas of promotional activities of community
Research Design and
3.1. Sources of data (secondary sources
3.2. Location of
3.3. Methods of data collection (literature work
1.1. BACKGROUND OF THE STUDY
This project work has a basis on the identification of the roles
of community banking system in the promotion of rural development in Nigeria.
At present, there are numerous community banks spread throughout
the country. These banks with their services have tremendously enabled the
government to fulfill its aims of catering in a controlled manner for the
teeming population of the economically disadvantage people.
A survey of the operations of the community Banks in the country
shows that the system is less technical and easy to understand by the rural
populace, these has helped in the improvement of the banking habit of the
entire rural citizenry.
So far, progress report from the National Board for community
Banks, Central Bank of Nigeria, monitoring report and testimonies of customers
of various community banks have confined that the system has tremendously
fulfilled the promoting rural economic development through provision of
financial and Banking services, rapid enhancement development of productive
activities in the rural areas.
1.2. STATEMENT OF PROBLEM
The fact that community banking is the latest arrival in the
banking sector, makes Banking services very competitive between them and other
banks. Inspire of these, has their existence been felt by the people.
How far they really achieved their objectives of promoting rural
development in the country.
1.3. PURPOSE OF THE STUDY
1. To find out the various financial services
offered by the community banks and their roles in rural development.
2. To find out how efficient they are in pursuance
of their objectives.
3. To find out the impact promotional activities on
the rural dwellers.
4. To provide through recommendation, the
operational France work that would lead to efficient and effective promotional
development of the rural populace.
It is the wish of the researcher at the end of this academic work,
her findings, conclusion and recommendations will increase the morale of the
bankers in promoting rural development and will help people to appreciate
efforts and impact of the operations of community banks in their various areas.
1.4. SIGNIFICANCE OF THE STUDY
The significance of the research work lies on the fact that the
establishment of community banks is a step in the right direction towards
economic growth and increased standard of living both the urban and rural
Moreover, the project will make it easy for government, community
banks managing community banks in the country.
Besides the implementation of the findings and recommendation of
the project in an small measure enhance the developmental activities by the community
banks towards rural development and also increase the level of public
confidence reposed in them.
OF THE STUDY
This project touches all area of developmental efforts of
community banks. It also cover the areas of the role played by the community
banks in promoting rural development.
The researcher also looked at the measures by which the banks can effectively
pursue their objectives. Besides, the research project will critically examine
the origin and measuring of community banking in Nigeria, the structure and
organization of the community banking system.
Moreover, the research project will identify the ownership and
control of community banks in Nigeria. The objectives and functions of
community banks will also be highlighted.
Lastly, the findings, conclusion and the recommendation of the
researcher on promoting of rural development in the country will also be
1.6 DEFINITION OF TERMS
institution where money and other belongings are kept for safe custody.
agency through which debt and credit are inverted and exchange between owners.
expert in banking operation and know how.
Community Bank: A
self-sustaining bank, owned and managed by communities for the purpose of
providing credits, deposits, banking and other financial services to its
numbers at the gross root level.
Financial institutions: These
are depository houses such as banks, stock exchange, clearing house, insurance
is government owned bank or an expose financial institution used with the
responsibility of managing the cost volume available and direction of money and
credit in the economy with a view to achieving desired economic objectives.
TERMS AND CONDITIONS APPLY
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