TABLE
OF CONTENT
CHAPTER ONE
1.0
Introduction
1.1
Background of the study
1.2
Objective of the study
1.3
Significance of the study
1.4
Limitation of the study
1.5
Definition terms
CHAPTER TWO
2.0
Review of related literature
CHAPTER THREE
3.0
Research design and methodology
3.1
Source of data
3.2
Location of data
3.3
Method of data collection
CHAPTER FOUR
4.0
Findings
CHAPTER FIVE
5.0
Recommendation and conclusion
CHAPTER ONE
1.0
INTRODUCTION
1.1
BACKGROUND TO THE STUDY
According to Akngbola
(2000:7) there is no gain saying that the concept of universal banking
has gained more currency that any other issue and has also shot up to the
front burner of national economic discourse particularly in banking circle in
the last one decade exigencies market dynamics and trends in international
money market has led to the approval and re-examination of the of the structure
scope functions of banking institutions in the country.
Okehi (2000:16) however
went further to say what until about a decade ago, no definite well assembled
and articulated positions were made for universal banking due largely to the
prevalence of conducive macro- economic environment for the continued
demarcation of the functions of retail and investment banks, however the
faltering of the economic attendant inclement operating environment for
banks. The perceived absence of a level playing field between retail and
investment banks and the recent harmonization of the equity of all banks have
collectively awoken and driven the present call for the establishment of a new
banking order where all banks are treated as equal.
1.2 STATEMENT
OF THE PROBLEM
As Okoro (200:2)
observed through the knowledge of the principle and guide lines of economic
policies clear evaluation of their implication are most fundamental to
their successful implementation and operation. This basic truth
also hold true for the banking industry unfortunately the implication of these
policies on the economy are not always evaluated before being implemented. The
out come of such carefree attitude have also spelt disaster on the economy.
In view of the above
this study therefore seeks to investigate the implication of universal banking
introduced by CBN. The study will address the problem by attempting to answer
some questions as will be seen in this study
1.3 OBJECTIVE
OF THE STUDY
This research study
seeks to investigate the principles and guideline of the universal banking
scheme envisaged fro Nigeria and the banking industry and the economy at
large.
1.4 SIGNIFICANCE
OF THE STUDY
Proper implementation of
universal banking system in Nigeria is very vital to
a.
The promotion of efficiency through economy of scale and scope.
b.
The fostering of healthy competition and better service delivery.
This study is therefore
justified on the ground that it seeks to evaluate their likely
effectiveness efficiency and possible advantage that will occur to the
economy. Also the finding of the study would assists in suggesting ways
of implementing the guideline spelt out by central bank of
Nigeria.
1.5 DEFINITION
FOR TERMS
This data to be used for
the purpose of this study comes form two sources these sources are:
a.
Primary data
b.
Secondary data
PRIMARY
DATA: This primary data will
be gathered form the following sources.
1.
Questionnaires
2.
Observation
3.
Oral interview.
SECONDARY
DATA: The secondary data will be gathered form these
sources:
1.
Books sources
2.
Business magazines
3.
Newspapers..
Department | Banking and Finance |
Project ID Code | BFN0131 |
Chapters | 5 Chapters |
No of Pages | 25 pages |
Reference | YES |
Format | Microsoft Word |
Price | ₦4000, $15 |
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Contact Us On | +2347043069458 |