ABSTRACT
A descriptive study was
made about financial distress in some commercial banks using secondary
statistics.
This research work designed to describe the financial distress in some
Commercial Bank in Nigeria.
The study also took at the follow objective such as; nature and types of
financial distress facing source commercial banks, the banks involved.
It was also discovered that distress is caused is a result of poor management,
insolvency, low asset base inadequacy of capital e.t.c.
Therefore, commendation such as: Inadequate, Funding, Increased assets base,
provisions for adequate liquidity.
Also such research should be done to other non-financial banking institution
and other West African Country.
TABLE OF CONTENT
CHAPTER ONE
Background of the Study
Statement of Problem
Objective of the Study
Significant of the Study
Delimitation/Limitation
of the Study
Delimitation of Terms
CHAPTER TWO
Literature Review
CHAPTERTHREE
Research Design/Methodology
Sources of Data, Primary
and Secondary Location Data.
CHAPTERFOUR
Summary and findings
CHAPTER FIVE
Recommendation
Conclusion
Biography
PROPOSAL
The basic objective situation under this study was the valuation of financial
distress in some commercial banks reasons, issues the consequences and solution
This study has been structured into five (5) Chapters to make for easy reading
and understanding
Chapter One dealt with the background of the study, the statement of problem,
the objective of the study, the research questions, the scope of study, the
limitation if study, the significance, rational, definition of terms and
assumption of the study base on the country’s economy.
It also gives an insight into the causes of financial distress in Commercial
banks and other Financial Institution.
From this, other four Chapters deserved that base from the chapter one in order
to confirm the managing distress in Nigerian Banks, the assessment of tackle
financial distress, measure laxtant of distress in Nigeria. More also the
sources of data and its limitation and findings.
In view of the findings above, recommendations have been made to help tackle
the financial distress in some Commercial Banks in Nigeria.
CHAPTER ONE
1.1
BACKGROUND OF THE STUDY
In Nigerian Banking system considering the last decade the Commercial Banking
to be praise had undergone a rapid expansion both in terms of the number of
Institution and the scope of financial services rendered.
As bank increasing was
liberalized so was the scared of instability sown in these banking system at
the sometime.
As these expansion trend continuous, a sign of lacked vision among the
investors and the directs motive of quick return to satisfy liquidity
operation. The word distress had been in assistance but increased promptly as
these institution increased due to acute shortage of resources and the massive
withdrawal of deposits by government agencies and other public sectors from
these banks.
The development trend the financial structure, exposed and undermine the
economic system which impact development of the economy. Therefore, distress
places a great burden on regulation, authority, depress the economy undermine
the payment system and discourage savings.
1.2
STATEMENT OF THE PROBLEM
Some Commercial banks
have been divided to assist in loans and advance to various sectors of the
economy.
And the Commercial banking is know as retail banking which accept deposit and
makes payment to his customers.
But the financial condition of source of these Commercial Banking due to the
political instablility/lactory campaign that wad on. Political analyst
describes the allocation to be one of the brutal crises that was to come.
Therefore, there was price withdrawal of fund by these bank customers. These
Institutes is now bogged down by distress, insolvency, poor liquidity due to
deadline in deposit and the confidence. The crisis has been averted and the
urgency prompted the study. This research work is disquiet to describe the financial
distress in some Commercial Banking System in Nigeria.
1.3
OBJECTIVE OF THE STUDY
The objective of the
study are:
1.
To describe the nature and types of financial distress.
2.
To identify some of the Commercial Banks involved in the distress in Nigeria.
3.
To identify the causes of financial distress in these Commercial Banks.
4.
To determine the level of distress in these Commercial Banks.
5.
To find out if the distress is caused by poor management.
1.4
SIGNIFICANCE OF THE STUDY
The importance of a
health banking system cannot be over emphasized for so many reasons, ranging
from the vital economic importance of the longe deposit at state to public
confidence jobs and carear of people and the key role these banks plays in
economic development.
Also the benefit of
finding solution of how to get a solution ofthe crisis will be found useful to
invest or customers of these banks, the regulatory and supervisory authority
and even the Government. The solution will also be useful to the managers in
general of these banks.
1.5
FINANCIAL DISTRESS
This is when Financial
Institute can no longer cope with their financial structure and require help.
This could take various firms like, Insolence. Poor Management, Inliquidity,
Lack of deposits. e.t.c.
1.6
COMMERCIAL BANK
This are Financial
Institution referred to as retail bank. They accept and make payment on demand
to their customers.
Department | Banking and Finance |
Project ID Code | BFN0072 |
Chapters | 5 Chapters |
No of Pages | 37 pages |
Methodology | Descriptive |
Reference | YES |
Format | Microsoft Word |
Price | ₦4000, $15 |
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Contact Us On | +2348039638328 |
Contact Us On | +2347026816414 |
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