ABSTRACT
Financing agricultural project
is the gradual nuturing emelishing to a large, matured and organized state of
the human aspect of labour in any organization inorder to make him be
acquainted with his duties and this make him perform effectively in his duties
towards playing a role in this subject. Banks have gone a great extent in
training his staff through different means of off the job. On the job,
sending to seminars and conferences.etc.
Financing agricultural programmes for instance the financing of MBA programmes
in banking and finance of the university of Ibadan, have made evaluation of
this programmes through scrutinizing the balance sheets of their customers and
finding the attributes of financing agricultural in the increased profit and have
finally been advising on the subject by explaining to their business and
industrial organization customers the needs and benefits of training and
motivating their staff.
TABLE OF CONTENT
CHAPTER ONE
Introduction
1.1
Statement of problem and purpose of the study
1.2
Rationale of the study
1.3
Significance of the study
1.4
Definition of terms
CHAPTER TWO
Review of related literature
CHAPTER THREE
3.1
Methodology of study
3.2
Method of data analysis
3.3
Source of data
3.4
Limitation of the stud
3.5
Location of data
CHAPTER FOUR
4.1
Data presentation
4.2
Data analysis
4.3
Discussion of
result
CHAPTER FIVE
5.1
Summary of the work
5.2
Conclusion
5.3
Recommendation
Bibliography
CHAPTER ONE
INTRODUCTION
1.1 STATEMENT
OF PROBLEM AND PURPOSE OF THE STUDY
The major concern of this study
is to now from the leader (first bank as the commercial bank and the recipient
(farmers and agriculturist) how effectively agricultural project are financed
in Anambra state as a result of the domineering and indispensable role of
commercial banks. Since the establishment of first bank in 1894 it had been
carrying out financial assistance to agriculturist.
Purpose of study
v To investigate how commercial bank back – up
the agricultural project in Anambra state.
v To state the role of commercial bank in
financing agricultural project in Anambra state.
v To identified the areas in which the
commercial bank finances agricultural project in Anambra state.
v To identified the objective of commercial
banks to agricultural project in Anambra state.
v Finally, to investigate the relationship which
existing between commercial banks and agricultural project in Anambra state.
1.2 RATIONALE
OF THE STUDY
The rationale behind in
introducing this study is to determined how commercial bank are financing
agricultural project in Anambra state. They are as following.
v To know how the commercial bank are taking
their decision when financing agricultural project in Anambra state
v To identified the process in which the
commercial bank can able to finance agricultural project in Anambra state.
v To acknowledgement the step the commercial
bank are taking in financing agricultural project in Anambra state.
v To acknowledgment the things that are involved
when the commercial bank are financing agricultural project in Anambra state
v To identified the areas in which the
commercial bank are to finance agricultural project in Anambra state
1.3 SIGNIFICANCE
OF THE STUDY
This study will benefit a lot
of people due to the astronomical population growth presently without a
correspondent growth in agricultural production to feed for the growth in
population, especially in the developing countries, the people who will benefit
more from this study are the national and state government, especially Anambra
state, commercial banks, the farmers and also the readers.
The government, the federal government stands to gain form this study by
understanding the impact of the various monetary polices on the effective
running of commercial bank in relation to loans granted to the farmers. The
state government especially Anambra. In the same vein stand the extent and
effect on commercial bank lending policies in relation to farmers in the state
and the various ways they can help in ameliorating the plight of farmers in
relation to securing loans and consequent increase in producing in the
state.
1.4 DEFINITION
OF TERMS
Loans: this is a bulk of money a bank given to its customers or
other that met the requirement for such money
Bank rate: this which is also called discount rate is the rate of
interest the central bank charges commercial bank and other financial
institution for discounting their bills.
Banker drafts: they are issued by commercial banks used in settling debts and are
as authentic as physical
cash.
Special deposit: this is an instruction from the central bank asking the commercial
banks to keep with it special deposit over and above their statutory
requirement.
Current account: this is the type of bank account that is commonly used by
the businessmen and other groups of individuals and organization that
frequently make use of money.
Cheques: a cheques is a written order made upon a bank to pay a
specified sum of money to a named person or bearer at a certain date.
Drawer: this is the owner of the account who writes the cheques to
his creditor
Drawee: this is the bank where the cheques will be presented and
cashed
Payee: this is the person who present the cheques in the bank for
payment and whom the cheques is made payable.
Department | Banking and Finance |
Project ID Code | BFN0063 |
Chapters | 5 Chapters |
No of Pages | 28 pages |
Methodology | Null |
Reference | YES |
Format | Microsoft Word |
Price | ₦4000, $15 |
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Contact Us On | +2349067372103 |
Contact Us On | +2349094562208 |
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