TABLE OF CONTENTS
CHAPTER ONE
INTRODUCTION
1.1 PROBLEM
IDENTIFICATION OR STATEMENT OF PROBLEM
1.2
RATIONALE OF STUDY
1.3
SIGNIFICANCE OF STUDY
1.4
BACKGROUND OF THE STUDY
1.5
DEFINITION OF TERMS
CHAPTER
TWO
LITERATURE REVIEW
2.1
THEORETICAL REVIEW
2.2
EMPIRICAL REVIEW
CHAPTER THREE
HYPOTHESIS, METHODOLOGY OF THE STUDY, SOURCE OF
DATA
AND LIMITATIONS OF THE STUDY
3.1 HYPOTHESIS
3.2 Methodology
of the study
3.3 SOURCES
OF DATA
3.4 LIMITATIONS
OF THE STUDY
CHAPTER FOUR
DATA PRESENTATION
ANALYSIS AND CUSSION OF THE
RESULT
4.1 DATA
PRESENTATION
4.2 ANALYSIS
4.3 DISCUSSION
OF THE STUDY
CHAPTER FIVE
SUMMARY, CONCLUSION, AND
RECOMMEND
5.1 SUMMARY
5.2 CONCLUSION
5.3 RECOMMENDATION
CHAPTER ONE
INTRODUCTION
1.1
STATEMENT OF THE PROBLEM
This research work is designed to study the impact of computer Application on
the commercial banks in Nigeria.
One of the technologies that have the greatest impact on our commercial banks
now is the computer power with its attendant daily operations.
The computer is designed
to help the banks in many ways which include:
Speedy services
Reduction of work load
manually
Helping banks detect
fraud
Helping banks to go
on-line or to practice on-line banking
Helping the banks to
retain their customers and gain new one’s
This research will study
The impact of computer
on speedy services
How computer helps or
will help the banks in reduction of work load.
Computer in the
application of on-line banking system in banks.
1.1
STATEMENT OF THE PROBLEM
This research work is designed to study the impact of computer Application on
the commercial banks in Nigeria.
One of the technologies that has the greatest impact on our commercial banks
now is the computer power with its attendant daily operations.
The computer is designed to help the banks in many ways which includes:
1. Speedy
services
2. reduction
of work load manually
3. Helping
banks detect fraud
4. Helping
banks to go on-line or to practice on-line banking.
5. Due
to speedy services it will also help banks to reduce gueve.
6. Helping
the banks to retain their customers and gain new ones.
This research will study
1. The impact of computer on speedy services.
2. How computer helps or will help the banks in
reduction of work load.
3. Computer in the application of on-line banking
system in banks
1.2 THE
RATIONALE OF THE STUDY
The primary function of
commercial banks in the extension of credit to worthy borrowers Adewunmi
(1996). In making credit available commercial banks are rendering a great
social service through their actions, production is increased capital
investment are expended aid in a high standard living is realised.
Process of innovation in the banking industry is very important to the
commercial banks because it aids increased finance of commercial banks in
banking sector. Although the investment activities of commercial banks
are usually considered separately from lending. Temporal borrowings from
commercial banks are not always recovered and this does not provided for smooth
development in innovation in banking industry.
It is pertinent to
research into the impact of these innovation by installing in computers and
suggest possible means of mitigating them.
1.3 SIGNIFICANCE
OF THE STUDY
This study is very
important to the commercial banks because all innovations through
electronic banking will be the key of success of commercial banks.
Computer will help to
facilitate early discovery to fraud, misappropriation of funds forgery and any
malpractice carried out, banks staff as well as provide quick information for
management decision.
The research work in highlighting the benefits derived from use of computer
will encourage commercial banks in Nigeria to embrace such benefits by
installing in computer’s in their banks.
It will equally serve as a reference material to potential users in information
in computer science and technology.
1.4 BACKGROUND
OF STUDY
Today, commercial banks
are undergoing a far reaching but
fortunately bloodless
revolution due to advancement of technology.
Everybody can now readily see the indelible impact modern technology is using
on people lives.
One of the technologies that has the greatest impact on our commercial banks
now is the computer power with its attendant daily operation
Commercial banks are constantly facing competition in the financial markets so
they have to be structure in such way to be constantly informed on the relevant
changes. These markets, it effects on their competition:-
They would react to the
changes.
To properly analyse every but of information the organisation needs to employ a
system that can constantly be used to process, up dates and refract input
stored must in it while this is going on the system must also be capable of
correcting and rejecting inputs in line with the requirements.
Fortunately, information
processing technology make a break through in the invention and development of
the computer, a computer is an electronic device which stores information on
magnetic tape, analyse it and produces information required from the data on
the tapes.
As a result of the slow pace of development in Nigeria, it has been very slow
to make a change form the practitional manual to machine issued automation or
electronic automation, known as computer system.
However, the development so far has shown some fairly wide-spread use of
mechanized and electronic automation of banking information system processing
in this country whether at low or high efficiently level. A point of
happiness is that many commercial banks in Nigeria are now making table slides
in the introduction of technology that will aid their efficiency.
The first bank of Nigeria PLC, for examples operates one of the most extensive
computer banking in Nigeria and still strenuously continue to up grade
it. The experience of the Nigeria international bank Plc in the use of
NIB in starting operation in 1984, was full automation but the problems
associated with import licensing made it impossible.
Skeleton use of computer started in the mid 1986 and limited to word processing
and telex. By the time NIB advanced its use of computer in January
1987, the bank’s accounting system.
In an advertisement by the Africa continental bank (ACB) on the opening of its
Port Harcourt branch, the bank’s claim at the end of advertisement was that the
branch would be computerized. The only reason why ACB put the claim is
because of its awareness of the power of computerization. The bank of
credit commerce and industry international is presently providing computer
issue services information in all its branches. United Bank for Africa
has computerized all its Lagos branches on its road to providing management
information system for the entire bank.
Society general bank, has claimed to be computer bank and its corporate
strategy, has been built around the use of computer in every branch. The
bank has one of the most modern on line and interactive, real time computer
banking system in Algeria today.
Other commercial bank such as union Bank, Afri-Bank, etc are not left behind in
the rush for the automation of their business.
The application of computer has significant impact on the commercial banks in
Nigeria. The computer with its speed accuracy efficiency in the banks
operations of the commercial banks in Nigeria.
1.5 DEFINITION
OF TERMS
CONCEPTUAL AND OPERATION
DEFINITION COMPUTERIZED
To store information in
a computer or to use a computer to control an operations.
In its operational meaning it is a process above where computer employed to
carry out certain operations which might as well as the been done by man.
Such operation are the collection of data the analysis of this data and the
conversion of such into information which could be used in banking and so many
other relevant fields.
OPERATIONS: The way anything work or the way it
becomes effective. It operational meaning the study of how best to build and
use machine or plan organisation.
BANKING: The business of a bank or banker its
operational meaning; means the business of accepting of deposit from outside
sources irrespective of payment of interest and also means the granting of
money loan and the acceptance of credit or the purchase and sell of
security. For the account of acquire in respect of loans prior to the
maturity or might mean the assumption of guarantees and warranties for other or
the effecting of transfer and cleaning and such other transactions that might
be incidental to a bank or banker.
LOW-LEVEL LANGUAGES: Computer language that are machinery
based.
HIGH – LEVEL LANGUAGES:- Computer language that are oriented
towards the problems to be solved.
| Department | Banking and Finance |
| Project ID Code | BFN0048 |
| Chapters | 5 Chapters |
| No of Pages | 64 pages |
| Methodology | Chi Square |
| Reference | YES |
| Format | Microsoft Word |
| Price | ₦4000, $15 |
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| Contact Us On | +2347043069458 |
| Contact Us On | +07043069458 |
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