form analysis, a lot of discrepancies causes by manual aspect of the form such
as: lost of form, inability to correct intakes, poor storage facilities have
been a problem in the May fresh savings and loan limited account form. But in
recent times, the computer has come to the aid of our banks, May fresh in
introduction of computer into the banking operation has to a great extent
affected the mode of operation of banks in diverse ways. Computer has touched
almost every application area in Banking such as: Savings account, current
accounts, bank expenditure, fixed deposit, staff salary, incomes to the banks
studies also t he procedure involved in taking proper account of information
appraisal in the banks i.e being able to record customers’ information such as;
Name, Address/Business, Address, Occupation, Age, Sex, Next of Kins, Address of
kin, Signature, Date, Initial deposit, Passport etc. The design and
implementation of window based from desk information system is to enhance the
mode of operation or rather to keep proper storage of the information’s
supplied by the new customers of the bank. With the computerized form of it, no
much stress in writing down the information supplied by the customer and stores
it in a database such that whenever reference is required, you can easily
retrieve the particular information and make necessary use of it. The
computerized software is very comprehensive and reliable if
ORGANIZATION OF WORK
research work is divided into seven chapters, which treats the various stages
in the new system design.
Chapter One: It is an introduction to the work and it
also deals with the scope, constraints, assumptions and the definitions of some
technical terms as used in the research.
Chapter Two: It is a review of other research conducted
by different scholars in order to provide a sense of direction and authenticity
of the new system.
Chapter Three: Deals with the explicit study of the
existing system of the case study (Mayfresh saving an loan limited Onitsha) the
input, process and output analysis, information flow diagrams, problems of
existing system and the justification for the new system.
Chapter Four: Covers the design stage of new system, the
output /input specifications and design, file design, procedure chart, system
flowchart and the system requirements.
Chapter Five: Deals with the implementation of the new
system, the program design, source programs and the test run of the actual
program for the new system.
Chapter Six: Covers the documentation of the program
design for the research work.
The last is the Seventh
chapter, which covers the recommendation stipulated by the researcher and the
conclusion. Also, the references are included. The project work is split in
this form or stages to and a good, orderly and complete understanding of the
TABLES OF CONTENTS
Table of content
1.1 Aims and objectives of the study
Delimitation or Scope
Statement of the problem
1.4 Purpose of the study
3.0 Description and Analysis of the
3.1 Bank entries when money is
3.4 Trial balance
3.5 Reconciliation process
3.6 New account
3.7 Organization structure
3.8 Objectives of the existing
3.9 Input process output and analysis
3.10 Information flow
3.11 Problems of the existing
3.12 Justification of the new
4.0 Design of the new
4.1 Output specifications and
4.2 Input specifications and
4.3 File design
4.5 System flow
5.1 Program flow
5.2 Submenu on data creation
5.3 Submenu on
5.4 Submenu on
5.5 Submenu on quitting program
5.6 Program design (pseudo
7.0 Recommendation and Conclusion
customers deposit money in the bank in form of saving, current and fixed
type of bank account, banks allow an individual to open an account with little
amount of money ranging from N1000.00
upwards. Savings accounts are used and issued with banks passbooks when all
record concerning the deposits and withdrawals made by the customer will be
stated. Only individual owners are permitted to withdraw money from this
account. The banks pay interest for any balance left in this account.
Withdrawing can be made without prior notice.
of bank account can be opened if a customer wishes to make payment by means of
cheque. The holders are issued with cheque book which they use in withdrawing
money from their accounts. The cheque is also used when a debtor wants to order
the bank to pay his credit or on his behalf. The customer is also issued with
the paying in slip to enable him deposit money in his account.
software provides adequate and accurate records of any information-supplied by
the customer and store it in a database such that whenever reference is
require, you can easily retrieve the particular information and make necessary
use of it. The computerized software is very comprehensive and reliable it
sometimes called time deposit account and people who have surplus money to keep
for upwards from six months. Agreement is reached between the customer and his
banker during which the customer will not withdraw money from his account until
the fixed data. If for any reason, the customer wants to withdraw money from
his account until the fixed date. If any reason, the customer wants to withdraw
money from the account before the fixed date or period, the banker will subject
the customer to the payment of a penalty known as surcharge. The customer who
waits for the expiration of the fixed period is entitled to a high rate
opens a ledger for the customer and a general cashbook for deposit, payments
and withdrawals. When money is deposited, the bank debits its cashbook and
credits the customer with the amount deposited. The bank will at the end of the
month or when requested by the customer sends out a bank statement which gives
a copy of the customers account and as if appears in the bank’s books. It
should be that the balance shown in the bank statement should be exactly the
same as the balance shown in the customer’s cashbook kept by him but in actual
practice, they seldom agree the reason is that one or both is not up to date.
reconciliation could simply be defined as a means by which the differences that
exist between a bank statements sent to a customer and the cash book kept by
him are reconciled. This is achieved by what is known as the bank reconciliation
The role of
computer to every works of life has been a great relief to human endeavour the
rapid growth of computers has been spread to every profession. The banking
profession is not an exception.
introduction of computer into banks has to a large extent promoted our live in
many ways and will continue to do so, perhaps an even greater extent, computer
has touched almost every field such as medical, legal, engineering,
architecture, secretarial activities, banking system is outstanding
computer has lessened the problem normally procured in banking operation. For
instance, in file handling expenses calculation, income account preparation,
good working condition etc.
operation was made automatic, easy and timely, you find out that you can pay in
your money to your account at any cashier stand and collect some money as many
times as possible from any cashier stand, if you have many cashiers. This is
possible because once you pay in your money, the networked computer to various
cashier and the server computer will play a great impart in helping the cashier
to retrieve your information or account. When this is done, the changes you
have made, debit and credit will be reflected immediately. This will help the
cashier to easily update your account record. With this networked system of
account can easily withdrawn many times without wasting anytime.
desk information system where this study centers on, computer has actually
proved the edge on every other technological invention. The introduction of
computer in this area has made the job procedures very interesting and
enjoying. A lot of discrepancies caused by the mammal account from system are
totally eliminated by the introduction is accurately and easily updated
automatically, manipulated and maintained by the computerized system. Banks
enjoys this new mention because you can easily handle information form the
customers. The information can be stored in backup tape and kept in a good confinement.
So, the problem of keeping and dumping lots of document will be limited.
AIMS/OBJECTIVES OF STUDY
primary aim of this research is to develop a new computerized system that will
effectively carryout the operations of information requirement of the bank,
promote and enhance the mode of the bank, with the human intervention. It was
also aimed at providing opportunity for handling many customers at a time.
objective of the study includes:
To promote easy correction of data
To avoid unnecessary dumping of papers
To create good business atmosphere
To reduce the expenditure of the ban
To portray the capabilities of the computer system in the area of this study
To tender proper account and units
work is limited to front desk information system for new customers of the bank.
It covers the information’s required to keep records of customers account. It
also maintains comprehensive account information for easy reference purposes.
STATEMENT OF THE PROBLEM
are some factors that contribute to the differences between the bank’s
statement and the customer’s cashbook. There are unaccredited cheques,
un-presented cheques, bank charges, direct debt, standing order, dishonoured
PURPOSE OF STUDY
purpose of the study id to evaluate the present manual system of account
reconciliation in banks and suggest avenues for improvement with the use of
assumed that this research will to a large extent help the hospital management
in serving their clients better. It also assumed that the new system will save
cost for the bank management on stencil stationary and only few staff will be
require to run the new system.
TERMS AND CONDITIONS APPLY
For more informations on project materials and more